Latest Blogs

November 9, 2023

4 Pieces of Financial Advice for Professional Athletes That Are Not Worth Following

Avoid common financial pitfalls and make smart investment decisions. It’s best to avoid these four pieces of financial advice for professional athletes.

Financial Planning

November 7, 2023

6 Ways Wealth Management for Professional Athletes Is Different Than Normal Wealth Management

Do you know how wealth management for professional athletes differs from traditional wealth management? Here’s why athletes need specialized help.

Tax Services

October 31, 2023

How to Move IRMAA Tax Brackets the Right Way

Learn the best way to move IRMAA tax brackets with this guide. Maximize your savings and avoid costly mistakes. Ensure you're making informed decisions.

Financial Planning

October 26, 2023

The Halloween Effect

It’s fun to be frightened on Halloween, but some investment “wisdom” about the holiday is truly scary. Stewart has the hair-raising details in this week’s blog.

There’s a lot of “special” wisdom about investing you’re likely to hear from a variety of sources; one example is the Halloween Effect

Financial Planning

October 19, 2023

Saving for College

Higher education is important, but so is not drowning in debt for most of your career.

For many, college is becoming more unaffordable with each passing year. But the benefits of a bachelor’s degree on your future earnings can be significant.

Financial Planning

October 12, 2023

Ultra High Net Worth Wealth Management: A Quick Starter Guide

Secure your wealth and preserve your assets with ultra-high-net-worth wealth management. You need tailored solutions to grow and preserve your portfolio.

Financial Planning

October 6, 2023

Athlete Wealth Management: How to Keep What You Earn

Athlete wealth management can help you ensure financial success with a long-term plan. From tax planning to budgeting, athletes need a 360-approach to finance.

Financial Planning

October 3, 2023

Family Office Wealth Management & How to Do It Right

Family offices for wealth management can help wealthy families preserve their financial legacy. Find the best approach to choosing the right advisory firm.

Retirement Planning

September 28, 2023

Will Gen Z Be Able to Retire?

One of the most anxiety-inducing questions for Gen Z is: “Am I going to be able to retire?”

Financial Planning

September 28, 2023

What Is IRMAA and What Does It Mean to You?

Do you know what IRMAA is? This Medicare surcharge can affect you if you have substantial income. Learn more about IRMAA here.

Retirement Planning

September 26, 2023

Living Trust vs Will in Arizona: A Quick Guide

Do you know the difference between a living trust vs will in Arizona? Read this guide so you can make informed choices about your estate plans.

Retirement Planning

September 21, 2023

Knowing When You’re Not Ready to Retire

Many of us dream about when we’ll be ready to retire. But how can you tell when you’re not ready?

Financial advisors talk a lot about knowing when to retire. Part of that is knowing when you shouldn’t.

Financial Planning

September 21, 2023

Medicare & IRMAA: Everything You Need to Know in 2023

There are some new changes to Medicare and IRMAA in 2023 that affect high income earners. Learn more about how you can avoid IRMAA.

Financial Planning

September 19, 2023

Here’s What Happens to a Living Trust When One Spouse Dies

Do you wonder about what happens to a living trust when one spouse dies? These concerns are important to address for your future. Learn more here.

Financial Planning

September 14, 2023

Investing in Real Estate

At Asset Preservation, some of our wealthiest clients have significant investments in real estate. But is it right for you?

People often think of saving for retirement as largely dependent on the stock market. While contributing to your 401(k)s and IRAs is important, there’s also excellent wealth-building potential in real estate.

Tax Services

September 12, 2023

How to Avoid Net Investment Income Tax: A Step-by-Step Guide

Do you know how to avoid the net investment income tax? This guide will show you how to calculate your NIIT tax and outline what investments avoid it.

Retirement Planning

September 7, 2023

Outliving Your Money

One of the most common questions I hear from clients is, “How can I make sure my money will last my whole retirement?”

One of the biggest fears we hear from our clients is that they will outlive their money and have to unretire to make ends meet. Proper planning can help prevent this!

Estate Planning

September 7, 2023

Testamentary Trust vs Living Trust: 8 Key Differences

Do you know the difference between testamentary trust vs a living trust? They are estate planning tools that provide control and protection over assets.

Estate Planning

September 5, 2023

Can a Living Trust Be Contested? Here’s What You Need to Know

Living trusts are important parts of estate planning, but can a living trust be contested? Learn more about the grounds to contest a living trust.

Financial Planning

August 31, 2023

AI and Finance

AIs like ChatGPT have taken the world by storm, and we’re even starting to see them used in the world of finance.

Artificial Intelligence systems such as ChatGPT have taken the world by storm in 2023. They’re beginning to edge into the world of finance, too. But is that a good thing?

Tax Services

August 31, 2023

What Is the Net Investment Income Tax?

Wondering “what is the net investment income tax?” In this blog, you’ll learn what it is, how to reduce it, and how it affects you.

Estate Planning

August 29, 2023

Can You Have Both a Will and a Living Trust? Here’s What You Need to Know

If you’re preparing for the future, then you might be wondering if you can have a will and a living trust. Both documents are important for estate plans.

Retirement Planning

August 24, 2023

Women and Secure Act 2.0

Women’s Equality Day is perhaps a bit of a misnomer because it suggests that since late 1920, women have been treated equally to men. If you consider finances, that’s still not true today!

Tax Services

August 24, 2023

A Quick Introduction to Tax Loss Harvesting

Tax loss harvesting is a strategy designed to help you make the most of your investments. Let this guide help you determine if this is an option for you.

Tax Services

August 18, 2023

What You Need to Know About Arizona’s Flat Tax in 2023

Learn the ins and outs of Arizona's flat tax in 2023 and how this tax structure affects you. Stay informed and plan your financial future with confidence.

Financial Planning

August 17, 2023

Can Global Events Affect Your Finances?

In a 24/7 news cycle, we’re constantly exposed to information about events in the United States and around the world. Many investors try to use news reports as part of their investment decision-making process.

Especially in a society as info-centric and connected as ours, situations far outside our borders can have strong impacts on your finances.

Retirement Planning

August 10, 2023

Long-Term Care Planning

It’s important to plan for your healthcare needs in retirement, but it’s equally important to do so from a position of strategy rather than anxiety. Stewart explains how fear-based long-term care planning can cost you in this week’s blog.

There’s a lot of advice about preparing for your medical needs in retirement. Some of it is fear-mongering.

Retirement Planning

August 3, 2023

In-Service Distributions

An in-service distribution can be a powerful tool to supercharge your finances, but only if you understand the implications surrounding your withdrawal.

Financial Planning

July 31, 2023

How Can a Thrift Savings Plan Financial Advisor Help You?

Are you a government employee looking to increase your retirement savings? This guide will show you how a thrift savings plan financial advisor can help.

Estate Planning

July 28, 2023

Do You Need a Lawyer to Make a Living Trust?

Are you considering a living trust? You might be wondering if you need a lawyer to make a living trust. This guide will help you make a decision on what to do.

Financial Planning

July 27, 2023

Securities Regulations Matter!

The @SEC lawsuit against Coinbase and Binance is causing a stir in the cryptocurrency world. As an investor, it’s important to know how securities regulations work and how they are implemented.

A major attraction of cryptocurrencies for some investors is also one of its biggest risks.

Retirement Planning

July 26, 2023

How Is a Thrift Savings Plan Affected by Divorce?

Do you know what happens to your Thrift Savings Plan during a divorce? This blog will help you understand how your retirement account is affected.

Retirement Planning

July 24, 2023

5 Common Thrift Savings Plan Problems and How to Solve Them

Are you a federal employee looking for more from your retirement plan? Avoid these Thrift Savings Plan problems to get the most out of your retirement.

Tax Services

July 20, 2023

Online Payments and Taxes

If you’ve heard that apps like Venmo and PayPal have recently updated their terms and conditions to tax payments of over $600, you’re not alone. Our advisors have received many questions about these changes and what they mean for the future.

The IRS created a big stir when it announced it would step up tax enforcement on payments made through online apps.

Retirement Planning

July 19, 2023

3 Ways to Pay Less Arizona Retirement Taxes

Are you worried about paying too much Arizona retirement taxes? These three strategies can help you to save. Ensure a stable financial future as a retiree.

Roth IRA

July 17, 2023

What Is a Roth Conversion Ladder and How Does It Work?

Do you know what Roth conversion ladder is? This is one Roth conversion strategy that could potentially boost your financial future. Read on to learn more.

Retirement Planning

July 13, 2023

Expat Life: Retiring Outside of the USA

It’s easy to dream about retiring to a seaside villa in the Caribbean or an idyllic European village, but actually doing so requires careful planning.

Ever thought about retiring outside of the USA? There are key factors to prepare for like inflation, taxes and Medicare. Before you embark on your retirement journey, read Stewart’s blog to learn more about specific tips to keep in mind.

Retirement Planning

July 6, 2023

Retirement Savings: How Much is Too Much?

Once you’ve won the race, don’t crash on the victory lap! Make your retirement count, and that includes retiring when you want to.

Timing is crucial! If you want to retire but worry your money won’t last, you might not. Or you might think you should retire now even though work makes you happy. Stewart breaks down reframing retirement timing in this week’s blog.

Financial Planning

June 29, 2023

The Stock Market Is Not The Economy

For investors, it’s important to distinguish between the economy as a whole and the stock market.

Too often people — even those who should know better — conflate the stock market with the economy. The resulting impact on their finances can be significant.

Estate Planning

June 27, 2023

A Guide to Estate & Inheritance Tax in Arizona

Are you wondering about inheritance tax in Arizona? Don’t be confused. Let this guide help clarify your questions about inheritance and estate taxes.

Retirement Planning

June 23, 2023

5 Insider Tips for the Arizona Retirement System

Arizona’s retirement system is perfect for those who want to take advantage of a variety of tax benefits. It’s a popular place for retirement and here’s why.

Financial Planning

June 22, 2023

Bull Market Strategies

How different should your investing strategy be now that we’re in a bull market?

After 248 days of enduring a bear market, how does a bull market change how you should be investing?

Retirement Planning

June 14, 2023

The Three Phases of Retirement Income

It’s important to know the three phases of retirement income and when you should be in each one.

Did you know that there are three phases to retirement? Growth, asset preservation, and distribution. Don’t risk your future by not understanding these three phases. Stewart’s most recent blog breaks down these phases in further detail!

Retirement Planning

June 9, 2023

How Do You Avoid Probate in Arizona? A Practical Guide

Are you wondering how to avoid probate in Arizona? With the right estate planning tools and strategies, you can save time and money. Read on to learn more.

Financial Planning

June 8, 2023

Mid-Year Financial Priorities

Staying on top of your finances is important to having a successful financial future. June is here and it’s time for a mid-year financial check-in. Read the blog to unlock tips and tricks to try this month.

It’s hard to believe 2023 is half-over. June is a great time to take stock of your finances and make sure they’re on the right track.

Financial Planning

June 7, 2023

5 Downsizing Tips for Empty Nesters That Will Improve Your Finances

Are you looking to downsize as an empty nester? The financial benefits might not be what you expect. Here are some downsizing tips for empty nesters.

Financial Planning

June 5, 2023

The Best Investment Is in Yourself

You may have heard that the best investment is in yourself, but what does that mean? Read on to learn how you can invest in yourself and get returns.

Financial Planning

June 2, 2023

Wealth Management in Arizona: A Successful Partnership

Are you looking for wealth management in Arizona? Look no further than Asset Preservation Wealth & Tax. We are a one-stop firm for all your financial needs.

Retirement Planning

June 1, 2023

Secure Act 2.0: Pros and Cons

America is in a retirement crisis, with the average person having far less saved than they’ll need. Secure Act 2.0 can help people do a better job saving for retirement. But as with most things, there are pros and cons. Stewart breaks it down in this week’s blog.

It’s been several months since Secure Act 2.0 was signed into law. As the provisions begin to roll out over the next few years, it’s a good time to examine this second round of retirement-focused legislation.

Financial Planning

June 1, 2023

4 Ways Grandparents Can Pay for College

Smart planning helps you pay for your grandchildren’s college without too much financial stress. Learn more about grandparents paying for college here.

Retirement Planning

June 1, 2023

Annuities Explained: Everything You Need to Know About Annuities

The benefits, drawbacks and opportunities

Do you want a way to save money for retirement? This guide to annuities explains the important things you need to know about annuities.

Financial Planning

June 1, 2023

The Complete Guide to Roth Conversions

A Roth IRA is a valuable tool when it comes to saving for retirement. Roth accounts are often underused because of confusion and misunderstanding.

Retirement Planning

May 31, 2023

Early-Career Retirement Planning

I know it’s hard to think about saving for retirement when you’re just starting out, but it’s essential.

The days of having a job right out of high school and supporting your family on a single income are long gone. That’s why millennials and Gen-Zers should begin saving as soon as they join the workforce. Early career retirement planning may not be exciting, but it can put you on the right path for financial success later in life. Stewart shares why it’s essential to start saving for retirement once you begin your first job in this week's blog.

Retirement Planning

May 18, 2023

The Biggest Financial Regrets of Seniors

Thought leadership for Seniors' Financial Regrets

Lack of careful planning can lead to regrets in retirement. Here are some common regrets and how to prevent them.

Retirement Planning

May 18, 2023

Being a Landlord in Retirement: A Good Idea?

Four questions to consider before you invest in rental properties

Retirees who want passive income often turn to rental properties. It takes time, energy, and money to be a landlord in retirement. Learn more here.

Financial Planning

May 17, 2023

Can I Invest Without a Financial Advisor: The Pros and Cons

Not everyone can access a top-tier financial planner, but that doesn’t mean they have to fly completely blind.

Yes, it’s possible to invest without a financial advisor helping you through the process. The real question is, is it worth it to invest without a financial advisor?

Financial Planning

May 17, 2023

Investing Ethically

For some, money-making potential isn’t the only consideration.

“Ethical Investing” is a hot topic. Here’s how you can invest in your future without moral compromise and without unnecessary financial risk.

Financial Planning

May 11, 2023

Finances in Divorce

A divorce can have a significant impact on your financial future, especially if you don’t have a strategy in place.

Divorce is devastating in so many ways. The emotional turmoil alone can make even an amicable split unpleasant. But the financial impact from divorce can’t be underestimated. Stewart goes over how to approach finances following a divorce in his latest blog.

Financial Planning

May 4, 2023

Debt Ceiling Standoff: Personal Finance Considerations

Thought leadership for the Debt Ceiling Standoff & Personal Finance

Politics aside, the debt ceiling stands a good chance of having an impact on your finances, whether it’s raised in time to avoid default or not.

Retirement Planning

April 27, 2023

Choosing 401(k) Funds

Picking investments as an individual is difficult unless you specialize in investing.

Many of us have 401(k)s through our employers, but unless you’re a financial professional, choosing assets for your retirement account is tough! Stewart has some tips for picking 401(k) funds in this week’s blog.

Financial Planning

April 24, 2023

Is a Roth Conversion in a Down Market a Good Idea?

Should you consider a Roth conversion when the market is down? It might make sense – here’s a look at pros and cons of down market Roth conversions.

Financial Planning

April 20, 2023

Can You Rollover a 401K While Still Employed? Here’s What You Need to Know

Wondering if you can rollover a 401k while still employed? Let this guide you through the process to see if this is the right decision for you.

Financial Planning

April 10, 2023

What is an Indirect 401k Rollover?

A 401k indirect rollover is something that you might be able to benefit from — if you know how to use it. Learn how you can use this to your advantage.

Retirement Planning

April 6, 2023

Medicare

A Key Component of a Successful Retirement

One aspect of retirement planning that is often overlooked is health care, and more specifically understanding how Medicare fits into the process. In this week’s blog, Stewart provides a step-by-step guide to the complex retirement planning tool.

April 5, 2023

Secure Act 2.0 Questions

There’s been a lot of buzz this year about the Secure Act 2.0, but there have also been a lot of questions. We have answers.

On average, America’s teenagers score just 64% on financial literacy tests. Starting your adult life without a grasp of personal finance concepts is a recipe for trouble! Stewart Willis discusses ways to teach your teens about money in his latest blog.

Financial Planning

March 29, 2023

Thought Leadership: Teaching Kids About Money

America is drowning in debt, and even six-figure earners are living paycheck to paycheck. Good or bad, financial habits start young: It’s imperative to teach our children financial literacy.

March 28, 2023

What Is an Annuity Death Benefit?

An annuity death benefit is a payment made to beneficiaries of your annuity when you die. With proper planning, you can make sure loved ones are taken care of.

March 24, 2023

How Are Annuities Given Favorable Tax Treatment?

Annuities can be a great way to save for retirement. They provide a steady stream of income, tax advantages, and the potential for growth with deferred taxes.

Retirement Planning

March 23, 2023

Thrift Savings Plan vs 401K: Which Is Better for You?

Learn the differences between a thrift savings plan and a 401k for employees. Understand the ins and outs of each plan, to find out which one is best for you.

Financial Planning

March 22, 2023

Silicon Valley Bank Lessons

If you read this blog regularly, you’re already familiar with diversifying your portfolio. That’s important in the banking world too.

The collapse of three banks within one week made for troubling economic news. But there are lessons we can take away from the failures that can help us strengthen our personal finances. Stewart Willis explains in his new blog.

March 18, 2023

3 Roth Conversion Strategies That Should Be Avoided

Do you want to save money for your retirement? Learn what mistakes and strategies you should avoid for a successful Roth conversion.

Financial Planning

March 15, 2023

What Is a Thrift Savings Plan?

Are you wondering what a thrift savings plan is? A TSP is a retirement savings plan for US federal employees that can help with your financial future.

Retirement Planning

March 14, 2023

Women and Retirement - How to Make Retirement Money Last

How to Make Retirement Money Last

On average, women are paid 84 cents for every dollar earned by men. That makes it harder for women to make their retirement savings last. For Women’s History Month, Stewart breaks down how women can still work toward a successful retirement.

Retirement Planning

March 9, 2023

Early Retirement

If you had a choice between continuing to work at your job for years to come or starting your retirement right now, it’s not unreasonable to suspect you’d be on a fishing boat tomorrow! If early retirement is something you’re thinking about, there are important things to consider.

Retirement is often thought of as a permanent vacation, and who wouldn’t want to start that sooner than expected? However, if you’re considering early retirement, it’ll take careful planning to do it successfully. Stewart explains why in this week’s blog.

Financial Planning

March 1, 2023

Should You Get a Reverse Mortgage?

Reverse mortgages are often misunderstood, with people either thinking they’re a great financial decision or a poor one. The truth, as with most financial matters, is that whether a reverse mortgage is a good idea depends on your individual situation.

Reverse mortgages are often advertised, and they can be tempting for homeowners. But they aren’t free money, and there are things to know before you jump into one. Stewart details what you should consider in this week’s blog.

Tax Services

February 22, 2023

Don’t Procrastinate on Taxes!

It’s fine to put off tasks like washing the car or sorting through your closet, but procrastinating on your taxes could cost you money.

We’re all guilty of procrastinating on some tasks, but doing your taxes shouldn’t be one of them! In this week’s blog, Stewart outlines why you should prioritize filing your taxes this year, and why planning ahead for next year’s taxes can be beneficial.

Retirement Planning

February 8, 2023

Retirement Part 6: Retirement Planning Mistakes

People commonly make retirement mistakes that keep their financial planners up at night. In the final installment of our Retirement series, we dive into what those mistakes are and how to avoid them.

Mistakes you don’t even know you’re making could have a huge impact on your retirement. In the final installment of our Retirement series, Stewart discusses common financial blunders and how to avoid them.

Retirement Planning

February 1, 2023

Retirement Part 5: Unretirement

What if the worst happens and you need to exit retirement completely in order to make ends meet?

Running out of money in retirement and having to go back to work is a common fear. In Part 5 of our Retirement series, Stewart outlines the difficulties people who unretire face, and how to avoid retirement failure.

Retirement Planning

January 24, 2023

Retirement Part 4: Partial Retirement

Many retirees opt for partial retirement once their career comes to a close, shifting from full-time work to a part-time job. But before you do, there are some factors you should consider.

Partial retirement may be a worth while arrangement to the way you approach work. In this article we take a look at how and why that might be the case.

Retirement Planning

January 18, 2023

Retirement Part 3: Planning for Retirement Amidst a Layoff

Part Two of our retirement series discussed planning for your retirement lifestyle. That becomes more difficult if your savings momentum is interrupted by a recession or job loss.

How does job security and the job market affect your retirement planning? Let's take a closer look on what considerations you should make with today's job market and the fluctuations within.

Retirement Planning

January 13, 2023

Retirement Part 2: Retirement Lifestyle

The kind of lifestyle you lead in retirement not only impacts your enjoyment of that permanent vacation, but also the probability of financial success.

What’s your ideal retirement lifestyle? Whether it’s world travel, or long lazy days reading in a coffee shop, retirement dreams are different for everyone. In part 2 of his Retirement series, Stewart breaks down how to determine and plan for your retirement lifestyle.

Retirement Planning

January 3, 2023

Retirement Part 1: Retiring Confidently

One of the biggest fears for people close to retirement is the worry they’ll run out of money and have to re-enter the workforce.

Retiring confidently can entail many different things. Let's take a look at what it takes to retire confidently and know for sure your plan will succeed.

Financial Planning

December 28, 2022

Interest Rates & "Safe" Investments

Rising interest rates aren’t all bad news; as rates rise, certain traditionally “safe”investments become more attractive.

With uncertain market conditions, consideration of risk within your financial plan may change. Lets take a moment to evaluate what that may look like for you.

Financial Planning

December 20, 2022

Holiday Shopping Amidst Inflation

Record inflation and interest rates, combined with the threat of a possible recession, are making holiday shopping especially tough this year.

Holiday shopping during uncertain economic times can be confusing. Lets discuss some tips to navigate today's circumstances and holiday shopping.

Financial Planning

December 7, 2022

Crypto: Is the Risk Worth the Reward?

The collapse of the FTX Crypto Exchange highlights the risk inherent in cryptocurrency.

The demise of FTX Crypto Exchange is a strong reminder of risk for cryptocurrency enthusiasts.

November 29, 2022

Tax Planning for 2023

It’s always a good time to plan for the future.

Even though we’re still working on our taxes for this year, it’s time to start thinking about taxes for next year as well. Most tax strategy happens in the current tax year, but there are some preemptive moves you can make now before we ring in the new year.

Financial Planning

November 15, 2022

Holiday Conversations

Holiday gatherings are all about family, food and football, but they’re also a great time to talk about finance!

The holidays are often the only time extended families get together in person, which makes them a great time to have serious discussions about things that matter. That doesn’t just mean football! Many financial conversations are best held in person.

Financial Planning

November 9, 2022

Year-End Giving

End-of-year charitable giving is a great thing to do; here’s how to do it more effectively.

The season of giving is upon us, but that idea goes well beyond the exchanging of gifts. The final months of the year are also an ideal time to wrap up your charitable donations. Did you know that some ways of giving are more effective than others?

Financial Planning

November 1, 2022

Year-End Financial Moves: Taxes

Tax strategy is key to getting the best return on your retirement savings.

As we head into the holiday season, many of us are thinking about the gifts we’ll buy and the feasts we’ll eat. But we also need to turn our thoughts to our finances! Every November, it’s a good idea to plan and execute year-end financial moves. 2022 is one of the most crucial years we’ll ever see!

Financial Planning

October 12, 2022

Buy Now, Pay Later is Still Debt!

Don’t believe the marketing hype; owing money is debt

Social media influencers have been showing off expensive purchases they’ve made using a service called Buy Now, Pay Later, or BNPL. A twist on old-school layaway plans, BNPL allows you to pay for purchases in a store or online over a set number of installments. The difference is, unlike layaway, you don’t have to wait until you make the final payment to get what you’ve bought.

Financial Planning

September 21, 2022

Financial Psychology

Using behavioral finance to improve your investing habits

Buy low, sell high is a common saying in finance. But investors often buy high and sell low! Why? Behavioral Finance is a field of psychology that has the answers. Stewart Willis explains.

Financial Planning

September 7, 2022

Recessions Aren’t All Bad

Don’t let fear reduce your options

There’s a lot of debate about whether or not we’re in a recession. By the traditional definition - two consecutive quarters of negative GDP growth - we seem to be. But there are some extenuating circumstances that make drawing a conclusion either way more difficult. Whether we are or not, any cyclical economy will experience recessions, which means there’s always one looming somewhere in the future. We can’t predict with certainty when recessions will happen, but since we know they will eventually occur, we need to understand the opportunities they can present.

Financial Planning

August 22, 2022

Bull and Bear: What to Know About Market Cycles

Understanding the differences and opportunities

Investors are often happy in bull markets and decidedly less so in bear markets. We almost instinctively view bull markets as positive while perceiving bear markets as negative. That impression has taught us to react emotionally to market ups and downs instead of logically, but that impression doesn’t necessarily hold up under scrutiny!

Financial Planning

August 9, 2022

What is Stagflation?

There has been a lot of talk about “stagflation.” What does that mean?

The 2022 U.S. economy has been a whirlwind! We've seen inflation skyrocket. Wall Street entered bear market territory, and we've experienced two consecutive quarters of negative GDP growth

Financial Planning

August 8, 2022

Financial Disasters: How to Prepare

How to deal with money emergencies

If 2022 has taught us anything, it’s that the unexpected is expected! When it comes to our finances , that’s particularly true. Unanticipated financial catastrophes can happen unpredictably. Even a conscientious money manager can be surprised. But there are ways to prepare for unforeseen disasters.

Retirement Planning

August 1, 2022

Retirement Savings Options Beyond Employer Plans

Many people don’t realize there are additional opportunities to diversify their portfolios and maximize their money beyond contributing to employer - sponsored retirement accounts. While your 401(k) or 403(b) are vital vehicles for your future retirement, it’ s a good idea to explore additional options. Some options are helpful tools to work toward your retirement goals, and others raise red flags.

Financial Planning

July 26, 2022

When Should You Start Tax Planning?

Procrastination can be costly

Nearly a third of Americans delay filing their taxes until the last minute! If the first time you consider your taxes is when you begin to fill out that 1040 form, you may neglect some significant tax breaks

Financial Planning

July 18, 2022

Social Media Financial Information

The good, the bad and the misleading

Many of us pass the time scrolling on social media or surfing the web. An estimated seven in ten Americans use social media to interact with friends and family. However, 38% of people work with financial advisors, and there are many more of us on social media than seeking financial guidance.

Retirement Planning

July 11, 2022

When Should I Start Saving for Retirement?

Regardless of your age, it’s never too early to start thinking about retirement. Retirement can seem like a long way away if you are in your 20s or 30s, but as many of my clients will tell you, retirement comes about quicker than you can imagine!

Financial Planning

June 27, 2022

Finances for the Post - Graduate

Financial planning for the real world

Walking across the stage to receive your diploma is a rite of passage for many young adults. As soon as you graduate, it’s time to get a job. Many young adults are ready to start their careers, but they might not be quite as ready to manage their finances. New workers must learn to handle not only their new jobs but also manage their benefits and keep up with their student loan payments. If you’re a recent college grad, these tips for financial success can help you now and in the future.